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| How Much Money To Retire? |
| Written by Gary Pierce | |||
| Monday, 08 February 2010 09:17 | |||
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If you are looking for the answer to how much money to retire... you are asking the wrong question.
If you are looking for the answer to how much money to retire... you are asking the wrong question. A better question to ask might be...how much longer can I afford to wait? As we are accumulating more and more, we are getting older. No surprise here. When focused on nothing but money, retirement planning overlooks a fact we are all aware of. As we age we are less able to physically do what we could do when we were younger...no surprise to anyone. If you think I am referring to sex...you are partly right, but there is more. We all develop ailments, aches etc as we age it is a fact of life. Despite our efforts on the stairmaster it is a fact. You slow down as you age. Think about it when you plan for retirement. If you think retirement will be spent on the golf course, five to seven days a week ask your self a question...and be honest. How much further do you hit the ball compared to 10 years ago? Hmmm.... If golf, or any activity you enjoy, is your reason for wanting to retire...why wait while you age and can enjoy it less? I retired at age 49, fifteen wonderful years ago. When I told my friends I was retiring they would ask...how much money to retire? Now... these same friends are still working, have lots of money and are all in poor health. The question how much to retire is different for everyone, there is no one correct answer. When we retired in 1994 we retired to a Jimmy Buffett lifestyle on a sailboat in the Caribbean. Boat work is a fact of life. But I am not so sure I would be as eager to go up the mast...52 feet off the deck...I am 64 now. If you have seen your investment portfolio tank...mine sure has...it is not the end of the world. The key is to explore ways to retire that do not cost as much as you think you need. Then retire early while you can enjoy yourselves. Here is how we did it. About the Author: Here is how we answered how much money to retire? If you would like information on the various frugal retirement living lifestyles we have experienced for fifteen years. Do not give up on retirement, go to this site.
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